Credit portfolio management can span long periods of time, during which new policies, credit cycles and other external events take effect. They require a range of processes: from day-to-day management of calls, letters, credit applications, billing and payments, to strategic decision making, carve-outs and securitisations.
Contemporary data-driven analytics can be combined with business experience to improve the valuation process by taking a customer-level, microscopic approach. Such an approach can automatically adapt to varying conditions and portfolio characteristics and can produce running estimates of a portfolio’s value, both for transaction purposes and while it is under management.
In this White Paper you will read about:
- Traditional Valuation
- The Valuation Toolbox
- Identifying core segments - the four key categories to value
- and much more!
